body{
margin:0px; padding:0px;
font-family:verdana; font-size:13px;
text-decoration:none; font-weight:normal;
background-color:#005da4;
}

div, h1, h2, h3, h4, h5, ul, li, img,{padding:0; margin:0;}

.umbmenu {background-image:url(umbbg.gif); background-repeat:repeat-x; height:63px;}
.umb { margin-top:15px;}

.umbtitle {font-family:"Myriad Pro", Arial; font-size:18px; text-indent:24px; color:#333333; font-weight:bold; line-height:25px;}
.umbtitle a:link {text-decoration:none; color:#333333}
.umbtitle a:visited {text-decoration:none; color:#333333}
.umbtitle a:hover {text-decoration:underline; color:#333333}
.umbtitle a:active {text-decoration:underline; color:#333333}

.umblinks {border-right:2px solid #333333; font-size:14px; text-indent:20px; font-family:"Myriad Pro", Arial; line-height:25px;}
.umblinks a{color:#052c7a; margin:0px; padding:0px 8px 0px 8px; }
.umblinks a:link {text-decoration:none; color:#052c7a}
.umblinks a:visited {text-decoration:none; color:#052c7a}
.umblinks a:hover {text-decoration:underline; color:#052c7a}
.umblinks a:active {text-decoration:underline; color:#052c7a}


#maincontainer{
margin:0 auto;
padding:0px; width:1024px;
overflow:hidden;
}

#header{
margin:0px; padding:0px; position: relative;
background-image:url(header_bg.jpg);
background-repeat:repeat-x; height:150px;
}

#header .logo{
margin:0px; padding:12px 0px 0px 10px;
}

#header .nav{
margin:0px 15px; padding:0px 0px;
position:absolute;top:110px; left:0px; float:left;
background-image:url(menu_bg.jpg);
background-repeat:repeat-x; width:650px;
height:40px; 
}

#header .nav a:link{
margin:0px; padding:0px 26px;
font-family:arial; font-size:14px;
text-decoration:none; font-weight:normal;
color:#000; line-height:33px;
}

#header .nav a:visited{
margin:0px;padding:0px 26px;
font-family:arial; font-size:14px;
text-decoration:none; font-weight:normal;
color:#000; line-height:33px;
}

#header .nav a:hover{
margin:0px; padding:0px 26px;
font-family:arial; font-size:14px;
text-decoration:none; font-weight:normal;
color:#157ac8; line-height:33px;
}

#header .nav a:active{
margin:0px; padding:0px 26px;
font-family:arial; font-size:14px;
text-decoration:none; font-weight:normal;
color:#157ac8; line-height:33px;
}

#header .flash1{
margin:0px; padding:0px;
float:right; width:321px;
height:150px;
}

#mainflash{
margin:0px; padding:0px;
height:300px;
}

#subflash{
margin:0px; padding:0px;
height:269px;
}

#content{
margin:0px; padding:10px 0px 0px 0px;
background-image:url(content_bg.jpg);
background-repeat:repeat-x;
background-color:#FFF;
overflow:hidden; width:1024px;
float:left; position:relative;
}

#section1{
margin:0px; padding:0px 15px;
width:272px; float:right; 
}

#section1 h1{
margin:0px; padding:5px 0px;
font-family:"Times New Roman", Times, serif;
text-decoration:none; font-weight:bold;
font-size:22px;
}

#section1 h2{
margin:0px; padding:5px 0px;
font-family:verdana; font-weight:bold;
text-decoration:none; font-size:16px;
color:#06538e;
}

#section1 p{
margin:0px; paddin:5px 0px 20px 0px;
font-family:verdana; font-size:13px;
text-decoration:none; font-weight:normal;
color:#000; line-height:18px;
}

#section1 a.readmore:link{
margin:5px 0px 10px 0px; padding:0px 0px 0px 15px;
font-family:arial; font-size:14px;
text-decoration:underline; font-weight:bold;
color:#000; background-image:url(bullet.gif);
background-repeat:no-repeat; background-position:left 50%;
line-height:35px;
}

#section1 a.readmore:visited{
margin:5px 0px 10px 0px; padding:0px 0px 0px 15px;
font-family:arial; font-size:14px;
text-decoration:underline; font-weight:bold;
color:#000; background-image:url(bullet.gif);
background-repeat:no-repeat; background-position:left 50%;
line-height:35px;
}

#section1 a.readmore:hover{
margin:5px 0px 10px 0px; padding:0px 0px 0px 15px;
font-family:arial; font-size:14px;
text-decoration:none; font-weight:bold;
color:#06538e; background-image:url(bullet.gif);
background-repeat:no-repeat; background-position:left 50%;
line-height:35px;
}

#section1 a.readmore:active{
margin:5px 0px 10px 0px; padding:0px 0px 0px 15px;
font-family:arial; font-size:14px;
text-decoration:none; font-weight:bold;
color:#06538e; background-image:url(bullet.gif);
background-repeat:no-repeat; background-position:left 50%;
line-height:35px;
}

#section1 ul{margin:0px; padding:0px; list-style-position:inside;}
#section1 li{padding:0px; margin:0px; font-family:verdana; font-size:12px; text-decoration:none; font-weight:normal; color:#000000; border-bottom:1px dotted #2503ad; width:90%; line-height:25px;}
#section1 li a:link{margin:0px; padding:0px; font-family:verdana; font-size:12px; text-decoration:none; font-weight:normal; color:#3300ff;}
#section1 li a:visited{margin:0px; padding:0px; font-family:verdana; font-size:12px; text-decoration:none; font-weight:normal; color:#3300ff;}
#section1 li a:hover{margin:0px; padding:0px; font-family:verdana; font-size:12px; text-decoration:none; font-weight:normal; color:#000;}
#section1 li a:active{margin:0px; padding:0px; font-family:verdana; font-size:12px; text-decoration:none; font-weight:normal; color:#000;}

#section1 input{
margin:5px; padding:0px;
}

#section2 {
margin:0px; padding:0px 15px 10px 15px;
width:690px; float:left;

border-right:1px solid #89b8dc;
}

#section2 h1{
margin:0px; padding:0px 0px 5px 0px;
font-family:Times new roman;
font-size:25px; font-weight:bold;;
text-decoration:none; color:#000;
}

#section2 h2{
margin:0px; padding:15px 0px 0px 0px;
font-family:verdana; font-weight:bold;
text-decoration:none; font-size:16px;
color:#06538e; text-align:left;
}

#section2 h3{
margin:0px; padding:3px 0px;
font-family:verdana; font-weight:bold;
text-decoration:none; font-size:14px;
color:#06538e;
}

#section2 img{
padding:0px; margin:10px 15px 10px 0px;
}

#section2 p{
margin:10px 0px; padding:0px 0px 0px 0px;
font-family:verdana; font-size:14px;
text-decoration:none; font-weight:normal;
color:#000; line-height:20px; 
}

#section2 ul{
margin:0px 15px 0px 15px; padding:0px;  
}

#section2 li{
margin:5px 0px; padding:0px 0px 0px 5px;
position:relative; left:15px; top:0px;
font-family:verdana; font-size:14px;
text-decoration:none; font-weight:normal;
color:#000; list-style-position:outside;
line-height:20px;
}

#section2 ul ul{
margin:0px 0px 20px 25px; padding:0px 0px 0px 0px;
}

/*#section2 .liststyle ul li ul li{
margin:0px; padding:0px 0px 0px 0px; width:92%;
font-family:verdana; font-size:14px;
text-decoration:none; font-weight:normal;
color:#000; list-style-position:inside;
list-style-type:none; line-height:20px; 
}*/

#section2 ul li ol li{
margin-right:30px;
}

#section2 a.readmore:link{
margin:0px; padding:0px 0px 0px 15px;
font-family:arial; font-size:14px;
text-decoration:underline; font-weight:bold;
color:#000; background-image:url(bullet.gif);
background-repeat:no-repeat; background-position:left 50%;
line-height:35px;
}

#section2 a.readmore:visited{
margin:0px; padding:0px 0px 0px 15px;
font-family:arial; font-size:14px;
text-decoration:underline; font-weight:bold;
color:#000; background-image:url(bullet.gif);
background-repeat:no-repeat; background-position:left 50%;
line-height:35px;
}

#section2 a.readmore:hover{
margin:0px; padding:0px 0px 0px 15px;
font-family:arial; font-size:14px;
text-decoration:none; font-weight:bold;
color:#06538e; background-image:url(bullet.gif);
background-repeat:no-repeat; background-position:left 50%;
line-height:35px;
}

#section2 a.readmore:active{
margin:0px; padding:0px 0px 0px 15px;
font-family:arial; font-size:14px;
text-decoration:none; font-weight:bold;
color:#06538e; background-image:url(bullet.gif);
background-repeat:no-repeat; background-position:left 50%;
line-height:35px;
}

#footer{
margin:0px; padding:10px 0px; background-color:#024f8a;
text-align:center; color:#FFF;
}

#footer a:link{
margin:0px; padding:0px;
font-family:verdana; font-size:13px;
text-decoration:none;font-weight:normal;
color:#FFF; line-height:25px;
}

#footer a:visited{
margin:0px; padding:0px;
font-family:verdana; font-size:13px;
text-decoration:none;font-weight:normal;
color:#FFF; line-height:25px;
}

#footer a:hover{
margin:0px; padding:0px;
font-family:verdana; font-size:13px;
text-decoration:none;font-weight:normal;
color:#b7e0ff; line-height:25px;
}

#footer a:active{
margin:0px; padding:0px;
font-family:verdana; font-size:13px;
text-decoration:none;font-weight:normal;
color:#b7e0ff; line-height:25px;
}

.imgspacing{ margin:0px 0px 0px 0px ; padding:0px; }